UPFRONT CAPITAL™

Strategically Invest To
Accelerate Your Growth

Access up to $5M in non-dilutive capital, so you can fund key initiatives that will propel you to your next big milestone. Our data-driven approach means no warrants, personal guarantees, or penalties for early repayment.

Flexible Draws

Only pay for what you take.

Patient Repayment

Up to 36 months.

Committed Facility

Available for 12-months.

Pay-Off Incentive

Reduced cap with early payoff.

Why Work with Novel?

Novel Funds:

B2B SaaS & Tech Companies

Recurring or Reoccurring Revenue

$350k+ in Annual Revenue​

Seeking $100k-$5M in Capital

10%+ YoY Revenue Growth

GROWTH CAPITAL FOR SAAS

The Smart Addition to Your Capital Stack

Control Your Costs

Choose the draw amounts that work for you, and only pay for what you take.

Capital That Scales With You

As your revenue grows, you’ll become eligible for additional funding.

Flexible Timelines

Whether you need 3 months or 36, our facilities adapt to you.

Investors Love Us

Our non-dilutive capital is a solution your board will appreciate.

Data-Driven Transparency

No guessing games with Novel, we make the process simple & clear.

VENTURE DIFFERENTLY

Think Beyond Venture Capital

Recent data shows that up to 82% of entrepreneurs can’t access bank or VC dollars. Our Founders utilize Novel’s revenue-based funding to accelerate their revenue growth and drive the type of momentum that investors look for.
82% of entrepreneurs can't access bank loans or VC dollars 2
Funding to Founders
$ 0 M+
Companies Funded
0 +
Customer Satisfaction
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Availalble for Funding
$ 0 M
FUNDING YOU CAN COUNT ON

Transparent Capital in 3 Simple Steps

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1. Sign-up & Sync Your Data 

Securely connect your tools to our platform with read-only access. 

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2. Apply for Funding 

Complete your application for funding to receive terms.

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3. Access Capital

Accept terms and get capital delivered within 10 days.

DON'T SETTLE FOR LESS THAN YOU DESERVE

Value That Speaks for Itself

THE OTHER GUYS

Leave Behind... 

WITH NOVEL

Instead Get...

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Boost Your Capital IQ

Learn how to compare the cost of different types of non-dilutive funding.

TRUSTED BY 150+ COMPANIES

REVENUE-BASED FINANCING 101

How Do I Maximize My Funding Amount?

Here are a few things our algorithm looks for when determining how much capital to lend SaaS and Tech startups.

Know what your trailing 12, 6, and 3 months of revenue are. This is different than ARR!

High concentrations of recurring revenue (think subscriptions) can lead to higher facilities.

You don’t have to have a hockey stick, but the better your growth rate, the larger the facility available.

The holy grail of SaaS and the flip side of burn, the more runway you have, the easier it is to access funding.

Those lingering debts can bring down total facility size, as new debt shouldn’t hurt the business.

Profitability isn’t required for funding, but an eventual path will get you more funding today.

Part of the SaaS Rule of 40, the typical SaaS company has a GPM between 70% – 95% and is critical for good cashflow. 

The more diversified your revenue across clients, the easier to demonstrate market viability.

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CUSTOMER TESTIMONIALS

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Knowing Better, Growing Faster

Upfront Capital is a great fit for B2B SaaS & Tech companies with recurring or reoccurring revenue. (think subscriptions) You must have at least $350k in ARR and revenue growth of at least 10% YoY.

  • Minimum $350k revenue + targeting profitability
  • 10%+ YoY revenue growth
  • Predictable revenue
  • Seeking at least $100k in funding

Once we schedule an introductory meeting, you register on our platform, connect your accounting and banking systems, and we determine how much capital you could qualify for.

After you complete the full application, we will provide you capital in 10 days or less.

The entirety of the application process is transparent, fair, and as easy as we can make it for the entrepreneur.

Novel offers a choice of payment options and terms. With Upfront Capital™ you can choose between 3 to 36 months repayment length, and a fixed or scaled payments.

The terms are flexible to work with your cashflow, and as expected, there are no penalties for early repayment.

Whether you need short-term working capital or are making strategic investments in your growth, Novel’s capital is a right fit.

Many of our Founders use capital from us to bridge between equity rounds, hire to support implementations, smooth seasonal cashflow, or accelerate sales & marketing.

CONNECT WITH NOVEL CAPITAL

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Get Started?

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